Bravebearuniversity.com contains intellectual property owned by Berni Xiong of Xiong Consulting LLC (also known as Brave Bear Productions), including trademarks, trade dress, copyrights, proprietary information and other intellectual property. You may not modify, publish, transmit, participate in the transfer or sale of, create derivative works from, distribute, display, reproduce or perform, or in any way exploit in any format whatsoever any of the Bravebearuniversity.com content, in whole or in part without our prior written consent. We reserve the right to immediately remove your account and access to Bravebearunivesity.com, including any products or services offered through the site, without refund, if you are caught violating this intellectual property policy.